Freelancer bookkeeping: DIY or outsource?
When is it wise to hire a bookkeeper and when can you do it yourself? We weigh the pros and cons.
Doing it yourself: the advantages
As a freelancer, you can choose to handle your own bookkeeping. With modern accounting software like e-Boekhouden or Exact Online, it's easier than ever. You have direct insight into your finances, save costs on a bookkeeper, and get to know your business financially. The costs for accounting software range from 10 to 30 euros per month. That's considerably cheaper than hiring a bookkeeper. Plus, you always have real-time insight into your revenue and expenses.
Doing it yourself: the disadvantages
Where many freelancers struggle is the time investment. On average, an entrepreneur who does their own bookkeeping spends 4-8 hours per month on administration. That's time you're not spending on your clients. Additionally, the chance of errors is greater. A wrong VAT code or forgetting a deductible expense can cost you hundreds of euros. And during a tax audit, you're on your own.
Outsourcing: when does it make sense?
We advise freelancers to outsource their bookkeeping when: - Your revenue exceeds 50,000 euros per year - You deal with VAT-liable activities - You hire staff - You simply don't have the time or desire for administration At Administratiekantoor Zandwijken, our rates for freelancers start at a fixed monthly price. No surprises, just complete peace of mind for your administration.
How much does a bookkeeper cost for a freelancer?
The costs for a bookkeeper for freelancers vary. At Administratiekantoor Zandwijken, we use fixed monthly rates so you know exactly what to expect. Everything is included in this rate: from bookkeeping and VAT returns to the annual income tax. Want to know what we can do for you? Contact us for a free custom quote.
More articles

ZZP Bookkeeping: The Complete Guide for 2026
As a freelancer, good bookkeeping is the foundation of your business. In this complete guide you will learn everything about administration, deductions, VAT, and when outsourcing is smarter than doing it yourself.
VAT return: how does it work and what to watch out for?
Everything about the VAT return for entrepreneurs in the Netherlands. How to file, which rates apply and how to avoid mistakes.